ATTENTION: Realtors & Real Estate Investors
Through our strategic partnerships, we help clients secure the maximum funding their business needs— while ensuring it's done the right way, every. single. time.
Secure Up To $5 Million To Grow Your Real Estate Portfolio And Complete Projects
We specialize in Fix & Flip, Ground up construction, Buy and Hold, Long term Purchases, & Bridge Funding
CLICK BELOW TO WATCH FIRST!
HERE'S ONE RECENT CLIENT CASE STUDY
Jessica Miles
Luxe Properties
Meet Jessica Miles with Luxe Properties
The visionary behind Luxe Properties.
Jessica Miles, a Miami-based real estate investor, sought to leverage the equity in her rental properties across Miami, Fort Lauderdale, and West Palm Beach. With fluctuating interest rates, she needed a financing solution that provided liquidity while locking in a low, long-term rate.
Jessica partnered with Kamia and her team at Metanoyia to secure a 30-year fixed-rate cash-out refinance loan, a rare option in RE lending.
We optimized her portfolio, focusing on properties with strong debt-service coverage ratios, enabling us to secure 75% of her equity.
With $1.5 million in capital, Jessica expanded her property acquisitions and enhanced her real estate portfolio.
The fixed rate provided stability and peace of mind, positioning her for continued success in the South Florida market.
Did we mention that she got an approval within 24-48 hours?
Know who you are working with
MEET THE FOUNDER & CEO
Hey, I'm Kamia!
Hi, I’m Kamia, the founder of Metanoyia! I started my journey in business finance and credit when I was 17, driven by a desire to break free from the financial struggles I saw around me. Now, I’ve built Metanoyia to help business owners do the same—get the funding they need to grow, invest, and thrive.
My mission is simple: to make business funding accessible to those who’ve been overlooked or told ‘no’ before. At Metanoyia, we’re all about empowering you to take control of your financial future, with real support every step of the way.
Helped over 500+ Business Owners
Has helped fund over 8M Dollars Combined
Been In the Finance Industry Since Age 17
TESTIMONIALS
What others are saying
"They made my fix and flip smoother than I ever thought possible."
"I’ve been flipping houses for 7 years and have worked with a lot of lenders, but none compare to the team at Metanoyia. They secured me financing fast, and the terms were unbeatable. My last flip came in 30% under budget because of the efficiency of their funding process. Can’t recommend them enough!"
-Alex Thompson
"Fast and reliable "
"I can’t believe how smoothly my first fix and flip went! Metanoyia's team guided me through every step, securing the funding I needed to get started. I couldn't have done it without them!"
-Lisa Roberts
"Building my real estate empire"
"Thanks to Kamia and her team, I accessed cash-out refinance funding that allowed me to expand my rental portfolio. They made the process so seamless and stress-free!"
- Chris Daniels
"Nervous but excited for my first investment."
"As a new investor, I was really anxious about funding my first flip. Metanoyia provided not only the financing but also invaluable advice that set me up for success. Highly recommend!"
-Maria Alvarez
"Finding the right funding made all the difference"
"I reached out to Metanoyia for cash-out refinance options, and they exceeded my expectations. The rates were competitive, and their team was incredibly responsive throughout!"
- David R.
"Renovations"
"Kamia and her team helped me secure funding for a major renovation on my rental property. Their professionalism and knowledge of the market are unmatched. I felt supported every step of the way!"
- Megan Holmes
"Laying the foundation"
Metanoyia was instrumental in helping me secure funding for my ground-up construction project. They understood my vision and provided the capital I needed to bring it to life!
-John Everhart
"I will never work with anyone else."
"I don't have too much to say. besides the fact that I genuinely will never work with anyone else besides Kamia. One thing about her is if she don't know the answer, she will get the answer. If she don't have the solution she will get the solution. thankful for her"
-Zoe Collins
"From concept to reality"
"I had a vision for a new development, but I wasn’t sure how to finance it. The team at Metanoyia not only helped me get the funding but also offered valuable insights along the way. Highly recommend!"
-Tony Walker
"Very simple process."
"Securing financing for ground-up construction can be daunting, but Kamia and her team made it incredibly easy. They took the time to understand my needs and guided me through the entire process."
-Heather Simmons
During This Call We Will Cover
Receive a personalized funding plan designed specifically for your business needs and goals.
Get clear answers to your questions about our funding process and qualifications.
Discover how to use this funding to drive business growth and financial stability, with real success stories to inspire you.
Walk you through securing the application process, in securing the financing you need.
Worried about your credit? Don't worry, we have solutions for that!
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